Privacy Policy

Privacy Policy for Pacific Valor, LLC

Last Updated: September 27, 2025

This Privacy Policy describes our policies and procedures regarding the collection, use, and disclosure of your information when you use our website or services. It also explains your privacy rights and how the law protects you.

By using our website, you agree to the collection and use of information in accordance with this Privacy Policy.

1. Interpretation and Definitions

Interpretation

Words with capitalized initial letters have specific meanings defined under the following conditions. These definitions apply whether the terms appear in singular or plural.

Definitions

For the purposes of this Privacy Policy:

  • Account means a unique account created for you to access our services or parts of our services.

  • Company (referred to as either “the Company,” “We,” “Us,” or “Our”) refers to Pacific Valor, LLC, a Missouri limited liability company.

  • Cookies are small files placed on your device (computer, mobile, tablet) by a website, containing details of your browsing history and preferences.

  • Country refers to the United States of America.

  • Device means any device that can access the website or service, such as a computer, cellphone, or digital tablet.

  • Personal Data means any information that relates to an identified or identifiable individual.

  • Service refers to the Pacific Valor, LLC website.

  • Service Provider means any third-party company or individual that processes data on behalf of Pacific Valor, LLC.

  • Usage Data refers to information collected automatically, generated by the use of the website, or from the website infrastructure itself (e.g., IP address, browser type, time spent on pages).

  • Website refers to Pacific Valor, LLC, accessible at https://pacificvalor.com.

  • You means the individual accessing or using the website, or the company or organization on behalf of which such individual is accessing or using the service.

2. Collecting and Using Your Personal Data

Types of Data Collected

Personal Data
While using our website, we may ask you to provide certain personally identifiable information that can be used to contact or identify you, including but not limited to:

  • Name

  • Email address

  • Phone number

Usage Data
Usage Data is collected automatically and may include details such as your IP address, browser type, the pages visited, the time and date of your visit, and device identifiers.

Tracking Technologies and Cookies
We use Cookies and similar technologies to improve user experience, track website activity, and personalize content. You may choose to disable Cookies in your browser, but some website features may not function properly without them.

3. Use of Your Personal Data

Pacific Valor, LLC may use your Personal Data for the following purposes:

  • To provide, maintain, and improve our website and services.

  • To contact you with updates, resources, or marketing information (unless you opt out).

  • To manage your inquiries or requests.

  • For business transfers such as mergers, acquisitions, or sales.

4. Sharing Your Personal Data

We may share your personal information in the following situations:

  • With Service Providers: To analyze website usage or support website operations.

  • For Business Transfers: If Pacific Valor, LLC is involved in a merger, sale, or transfer of assets.

  • With Your Consent: For any other purpose with your prior approval.

5. Retention of Your Personal Data

We will retain your data only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required by law. You may request deletion of your data at any time.

6. Your Privacy Rights

Depending on your location, you may have rights under laws such as GDPR, CCPA, or CPRA, including the rights to:

  • Access, update, or delete your personal information.

  • Request correction of inaccurate information.

  • Restrict or object to the processing of your data.

  • Request transfer of your personal data to another service.

  • Opt out of marketing communications.

7. Security of Your Personal Data

We use commercially reasonable measures to protect your information. However, no online transmission or electronic storage method is 100% secure, and we cannot guarantee absolute security.

8. Children’s Privacy

Our website is not intended for anyone under the age of 13, and we do not knowingly collect information from children. If you believe a child has provided us with personal data, please contact us immediately.

9. Links to Other Websites

Our website may contain links to third-party sites. Pacific Valor, LLC is not responsible for and does not control the content, privacy practices, or reliability of any external websites.

10. Changes to This Privacy Policy

We may update this Privacy Policy periodically. Updates will be posted on this page with a new “Last Updated” date. We encourage you to review this policy regularly.

11. Contact Us

If you have any questions about this Privacy Policy, you may contact us through the Contact page of our website.